"The funny thing is my insurance company doesn't know what a Mazdaspeed6 is..."
I have a theory about insurance rates. If you look at State Farm's website and how they classify vehicles you will find the most popular vehicles get the worse insurance rates. So a Chevy Colbolt (which is a very common and popular vehicle) will get killed on insurance rates. A Chevy Corvette (rare and so much more expensive) will get the best insurance rates. So being rated a Mazda 6 4 door and not a MazdaSpeed6 (which is what I am also rated) most likely increases our insurance rates. Many times more 4 door Mazdas are getting crashed, stolen, etc. just from the simple fact that there are more of them. If MazdaSpeed6 had it's own class the insurance would go down cause there are not that many to crash, have stolen, etc. Look at Rolls Royce and Bentley. These things cost a small fortune to replace but they are so rare that an insurance company rates them with great rates. Every six months you get that "Cars in your class have increased premium" because insurance goes by cost they have absorbed in that car class. We are paying for the mistakes and shit just happens of the many Mazda 6 4 doors when we should only be paying for the mistakes and the shit just happens of the rare Speed6.