[Jnox]

Long story short, hit a metal piece at highway speeds in bad weather (heavy rain). Saw the object at the last minute.

The metal object (looked like a piece of someones tire rim) struck and punctured my oil filter. At first I didn't notice the oil pressure light came on, and when I did, about 1 minute later the engine became sluggish and shut off. Pulled off to the side of the highway.

It was late at night, so I requested to be towed to Walmart Supercenter (since every other place was closed).

Talked to mechanic and he advised that I replace the filter and put in new oil (fill the filter with oil when I put it in) and try to start the engine. The oil pan was empty when I checked the level.

I did that, and nothing happened, engine didn't turn over.

Is my engine toast? Is there a safety feature that will shut it off and wont let restart until you reset the computer?

2009 Mazda 6
v6, S grand touring
48k miles on it.

Pic of Damage!
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Right now the car is sitting at Mazda dealer (Had to be towed 1.5 hours) awaiting a call from insurance adjuster on Monday. Any advice for the insurance adjuster?

 

[flipper66]

You will be at fault for hitting something in the road.

the motor is toast

pay your deductible and be thankful you didn't get left on the side of the road.

 

[Jnox]

You will be at fault for hitting something in the road.

the motor is toast

pay your deductible and be thankful you didn't get left on the side of the road.

Any idea what the insurance will pay? Pay for new motor? Replace the vehicle?

Is it worth getting a new engine put in and having a rebuilt title?

 

[The Great NY]

unfortunately its up to the insurance company. you may get lucky any tey cover it all. but at worse they will cover half of it. but that also depends on your policy. thats the big determining factor.

i'd go thru your policy thouroughly

 

[mitshu04]

depends on your insurance company's policies on percentage of damage vs actual cash value of the vehicle. if the engine is toast, they will make a determination on the cost to replace it . if your state says it crosses the threshold (some are 51% and goes up to near 90) of the acv, the insurance company will salvage the vehicle. keep in mind this includes the cost of man hours to rebuild/replace, inspection,emissions, etc - not just a new motor.